{"id":1419,"date":"2022-06-08T05:13:38","date_gmt":"2022-06-08T04:13:38","guid":{"rendered":"https:\/\/www.begini.co\/?p=1419"},"modified":"2023-01-02T06:39:02","modified_gmt":"2023-01-02T06:39:02","slug":"what-is-a-psychometric-assessment","status":"publish","type":"post","link":"https:\/\/www.begini.co\/es\/what-is-a-psychometric-assessment\/","title":{"rendered":"\u00bfQu\u00e9 es una evaluaci\u00f3n psicom\u00e9trica?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1419\" class=\"elementor elementor-1419\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-84e8cae elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"84e8cae\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c2e8ba5\" data-id=\"c2e8ba5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d188592 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"d188592\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What is a psychometric assessment?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f2d13b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f2d13b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc8a59a\" data-id=\"dc8a59a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f3378b elementor-widget elementor-widget-spacer\" data-id=\"0f3378b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe73965 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"fe73965\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" data-attachment-id=\"2025\" data-permalink=\"https:\/\/www.begini.co\/es\/psychometrics-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?fit=1200%2C800&amp;ssl=1\" data-orig-size=\"1200,800\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Psychometrics\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?fit=800%2C534&amp;ssl=1\" width=\"800\" height=\"534\" src=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?fit=800%2C534&amp;ssl=1\" class=\"attachment-large size-large wp-image-2025\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?w=1200&amp;ssl=1 1200w, https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?resize=768%2C512&amp;ssl=1 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" data-attachment-id=\"2025\" data-permalink=\"https:\/\/www.begini.co\/es\/psychometrics-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?fit=1200%2C800&amp;ssl=1\" data-orig-size=\"1200,800\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Psychometrics\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2023\/01\/Psychometrics.jpg?fit=800%2C534&amp;ssl=1\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee4abe3 elementor-widget elementor-widget-spacer\" data-id=\"ee4abe3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9d951f elementor-widget elementor-widget-text-editor\" data-id=\"e9d951f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>And how can it help your credit score?<\/h2><p>If we want to measure temperature, we use a thermometer.<\/p><p>But how can we measure variables like knowledge and attitudes?<\/p><p>We use a psychometric assessment.<\/p><p>The term \u2018Psychometrics\u2019 sounds intimidating and complicated, but essentially it refers to the ability to measure psychological traits. Psychometric assessments can objectively measure abilities, skills, knowledge, attitudes or personality traits.\u00a0<\/p><p>Once these traits are measurable, they can be analyzed and investigated to build models.<\/p><p>Psychometric tests have been used for many years for different purposes. A common example that most people would be familiar with is an IQ test. This is a form of a psychometric test that measures intelligence.<\/p><p>Psychometric assessments are regularly used today in different industries, some common applications include:<\/p><ul><li>Employers, typically HR departments, use them to ensure a good team fit when recruiting.<\/li><li>Government bodies \u2013 such as the military often use them to screen applicants.<\/li><li>Learning &amp; development professionals might use a psychometric assessment to identify ways for people grow and learn.<\/li><li>Young people may take a psychometric assessment from a career advisor to help them identify suitable career paths.<\/li><\/ul><p>The applications are diverse. The ability to measure character in a tangible way opens possibilities for people to use their character traits to support their goals.<\/p><h2>What does character have to do with a credit score?<\/h2><p>Everybody has a personality, and this can be used to help understand their risk profile. By looking at behaviour and personality \u2013 it\u2019s possible to build a credit score for anyone. Through a psychometric assessment we can create first-party character data which can then be analysed to provide insight around the consumer\u2019s personality, behaviour, community, skills, and experience. Information which is highly predictive of creditworthiness.<\/p><p>Character traits have shown a relationship to\u00a0<a href=\"https:\/\/www.simplypsychology.org\/big-five-personality.html#outcomes\">behavioural outcomes<\/a>. For example, individuals who score high levels of conscientiousness has been shown to have better education outcomes and job performance.<\/p><p>The same is true for creditworthiness. Certain character traits have been shown to be predictive of someone\u2019s willingness to repay a loan.<\/p><p>Character data can be turned into valuable insights allowing financial institutions and lenders to not only \u2018see\u2019 more people but to understand their customers better, providing the foundations for better financial outcomes for everyone involved.<\/p><p><a href=\"https:\/\/documents1.worldbank.org\/curated\/en\/340011593541910224\/pdf\/Designing-a-Credit-Facility-for-Women-Entrepreneurs-Lessons-from-the-Ethiopia-Women-Entrepreneurship-Development-Project.pdf\">In Ethiopia the World Bank used psychometric assessments<\/a> to assess borrowers for a women-entrepreneur focused line of credit in Africa. The data revealed a clear trend between psychometric test scores and loan performance. Those borrowers who scored higher on the test were seven times more likely to repay their loans than lower scoring customers\u200b.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3404506 elementor-widget elementor-widget-text-editor\" data-id=\"3404506\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>The Begini psychometric assessment<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7f39b54 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f39b54\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-026eb89\" data-id=\"026eb89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c61e197 elementor-widget elementor-widget-text-editor\" data-id=\"c61e197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); font-size: 1rem;\">At Begini, we have a team of experts with backgrounds in financial technology, financial inclusion, behavioural economics and data science. <\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); font-size: 1rem;\">Our team has developed psychometric assessments which both lenders and borrowers trust to help boost their financial outcomes. <\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); font-size: 1rem;\">We have identified several critical elements to a successful psychometric assessment for evaluating credit worthiness:<\/span><\/p><div><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); font-size: 1rem;\">\u00a0<\/span><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0262a98\" data-id=\"0262a98\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83f0b68 elementor-arrows-position-inside elementor-pagination-position-outside elementor-widget elementor-widget-image-carousel\" data-id=\"83f0b68\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;1&quot;,&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:500}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carrusel de im\u00e1genes\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 de 3\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2022\/01\/Flash1_Flash-Game.png?fit=139%2C300&amp;ssl=1\" alt=\"Psychometric Assessment App\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 de 3\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2022\/01\/Self1_Preference-Game_1.png?fit=139%2C300&amp;ssl=1\" alt=\"Psychometric Assessment App\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 de 3\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/i0.wp.com\/www.begini.co\/wp-content\/uploads\/2022\/01\/Raven1_Pattern-Game.png?fit=139%2C300&amp;ssl=1\" alt=\"Psychometric Assessment App example\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-54b87da elementor-widget elementor-widget-text-editor\" data-id=\"54b87da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Focus on the right traits<\/h3><p>We have identified 12 core character traits that have a demonstrated link to loan repayment. Our tests are created with these traits in mind. Some of the traits we look for include honesty conscientiousness, ambition, risk aversion and optimism. In our assessment we have multiple ways to gain insight into how strongly the applicant portrays those traits.<\/p><h3>Engage the users \u2013 simplify the customer journey<\/h3><p>An assessment should be easy to understand and complete. An engaged user is more likely to complete the full assessment, have a positive impression of the experience and provide more data points through their interactions.<\/p><p>Most applicants can complete our assessment in 8 &#8211; 10 minutes. The user journey consists of a series of exercises, from which we collect thousands of points of both data (their actual responses) and metadata (information about how they completed the assessment \u2013 ie how long it took to complete each module).<\/p><p>All our exercises are designed to gamify the assessment process. Gamification is important to help maintain interest throughout the assessment, leading to higher completion rates. The gamified process helps to generate more data points. The more data we are able to collect, the better the model.\u00a0<\/p><h3>Accessibility by design<\/h3><p>A psychometric assessment is the only truly universal credit assessment. Therefore, assessments should be designed with accessibility in mind. Widespread availability of devices, particularly the mobile or cell phone, means new possibilities in the way psychometric assessments can be accessed.<\/p><p>Begini\u2019s assessment can be taken on any device, on or offline. The exercises should be applicable to people of all backgrounds. We choose to create exercises that are pictographic and use the least number of words possible, to include low-literacy populations.<\/p><h3>Ask questions the right way<\/h3><p>Exercises should be designed to be as objective as possible. Some ways to achieve this are asking questions with short responses or standardised responses (one-word answers or check boxes), this removes the potential of the subjective element on the part of both those taking the assessment and the way those responses are analysed.<\/p><h3>After the test<\/h3><p>Once a psychometric assessment is taken, machine learning algorithms analyse thousands of data points for each application. Our solution will then present the credit score in real time. As well as an overall score, we can show the individual character traits, enabling lenders to not just \u2018se\u2019 more customers but to better understand their applicants, building loyalty and long-term relationships based on mutual trust.<\/p><p>Once the results are in, they can be incorporated in the lenders existing decisioning system through easy to integrate APIs.<\/p><p>Character-based insights can be used to enhance existing credit assessment processes with alternative data that is secure, privacy consented, real time, resilient and above-all, predictive.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c45d8c2 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"c45d8c2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div 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href=\"https:\/\/www.begini.co\/es\/11-trends-shaping-credit-assessment-this-year\/\" rel=\"prev\"><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-prev\"><i aria-hidden=\"true\" class=\"fas fa-angle-left\"><\/i><span class=\"elementor-screen-only\">Ant<\/span><\/span><span class=\"elementor-post-navigation__link__prev\"><span class=\"post-navigation__prev--label\">Previous<\/span><span class=\"post-navigation__prev--title\">11 trends shaping credit assessment this year<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-post-navigation__separator-wrapper\">\n\t\t\t\t\t<div class=\"elementor-post-navigation__separator\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-post-navigation__next elementor-post-navigation__link\">\n\t\t\t\t<a href=\"https:\/\/www.begini.co\/es\/the-future-is-first-party-data\/\" rel=\"next\"><span class=\"elementor-post-navigation__link__next\"><span class=\"post-navigation__next--label\">Next<\/span><span class=\"post-navigation__next--title\">The future of lending is first-party data<\/span><\/span><span class=\"post-navigation__arrow-wrapper post-navigation__arrow-next\"><i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i><span class=\"elementor-screen-only\">Siguiente<\/span><\/span><\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>And how can it help your credit score? If we want to measure temperature, we use a thermometer. But how can we measure variables like knowledge and attitudes? We use a psychometric assessment. The term \u2018Psychometrics\u2019 sounds intimidating and complicated, but essentially it refers to the ability to measure psychological traits. Psychometric assessments can objectively [&hellip;]<\/p>\n","protected":false},"author":209526199,"featured_media":2025,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","content-type":"","footnotes":""},"categories":[1364],"tags":[1372,1375,1371],"class_list":["post-1419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-alternative-data","tag-character-based-credit","tag-credit-score","tag-psychometrics"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is a psychometric assessment? - Begini<\/title>\n<meta name=\"description\" content=\"Psychometric assessments can objectively measure abilities, skills, knowledge, attitudes or personality traits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.begini.co\/es\/what-is-a-psychometric-assessment\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a psychometric assessment? 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