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Credit where it's due
SaaS technology that provides character-based Credit Scoring Solutions for Banks, Digital Lenders, Neo & Challenger Banks, BNPL and Asset Financing.
SaaS technology that provides character-based Credit Scoring Solutions for Banks, Digital Lenders, Neo & Challenger Banks, BNPL and Asset Financing.
We provide financial institutions a different way to assess creditworthiness and willingness to repay – by understanding personality & behaviour.
We are making credit assessment fairer, more accessible and more predictive by bringing alternative data into the mainstream.
People are diverse, and credit assessment should consider a diversity of data.
We look at non-traditional data like smart-phone data and psychometric assessment and analyse it to provide insight around the consumer’s personality, behaviour, community, skills and experience. Information which is highly predictive of creditworthiness and willingness to repay.
Anyone who is online or carries a cell phone has a digital footprint which they can use.
The digital era has spawned entirely new forms of understanding people’s behavior
Not sure where to start with alternative data for credit? We can help.
Follow the latest updates from the Begini team and the world of alternative data for credit scoring.
SaaS technology that provide character-based credit scores for Banks, Micro Finance, Digital Lenders, Neo Banks, BNPL and Asset Financing.
