Make better decisions

We help lenders see more good borrowers.

Begini is a real-time credit assessment platform that brings a new approach to risk and decisioning, using behavioural analytics built on alternative data.

Modern alternative data

Solutions

Trusted by

Customers & Partners

Next-gen behavioural analytics

Modern data solutions

We help businesses make better decisions by giving them access to first-party, opt-in, predictive behavioural data using zero personal information.

We work with risk, analytics, data science and marketing teams to drive better outcomes for businesses and consumers from day one.

Our clients

In their words

Helping lenders around the globe

“[Alternative Data] its going to be the main source [of data] for us now. I have worked in banks, and… when you see the whole [traditional] credit transaction layer, it doesn’t make sense for these communities. The whole history behind a good [credit] score [is] not aligned. But with this alternative data, you see the real behavior of people.”

"We were looking for a solution that allowed us to assess more people without increasing risk. Alternative data allowed us to extend credit opportunities to more customers. Begini offered us a flexible and intuitive solution. We are pleased with the results so far and look forward to a continued partnership."

Actionable insights

As diverse as our data

People are diverse, and credit assessment should consider a diversity of data.

We look at non-traditional and non-personal alternative data like smart-phone data and psychometric assessment. We use data science models to provide insight around the consumer’s personality, behaviour, community, skills and experience.

Information which is highly predictive of creditworthiness and willingness to repay.