From Data to Decisions: Alternative Data Sources supporting SME Lending
From Data to Decisions: Alternative Data Sources supporting SME Lending Small and medium enterprises (SMEs) and microbusinesses are the backbone of many emerging and developing markets, driving job creation and economic growth. Yet, access to affordable credit remains a significant challenge. Traditional credit scoring models, heavily reliant on financial history and collateral, often exclude these […]
The future of lending
The Future of Lending Modern data and behavioural analytics are redefining risk assessment and client management. At its core lending is about trust. Traditionally, lenders have relied on a limited set of data to assess who is and is not creditworthy. This limited data means millions of potential customers have been excluded from access to […]
Embedded Finance in Lending
Emerging research and data collected through psychometric assessments are pinpointing the psychological attributes that portend a promising borrower, while detailing how to tailor products and solutions according to individual psychological traits
Psychometrics: What makes a reliable borrower? Joint Research with Mondato
Emerging research and data collected through psychometric assessments are pinpointing the psychological attributes that portend a promising borrower, while detailing how to tailor products and solutions according to individual psychological traits
7 Fuentes de Datos Modernos para el Análisis del Riesgo de Crédito en Microempresas.
MSMEs face difficulties in obtaining loans from financial institutions that use a conventional approach to creditworthiness, modern data sources can help/
7 Modern Data Sources for Credit Risk Analysis in Micro Businesses
MSMEs face difficulties in obtaining loans from financial institutions that use a conventional approach to creditworthiness, modern data sources can help/
Begini & Mifos Program
Credit Inclusion program Giving credit where it’s due through modern alternative data and behavioural analytics Mifos and Begini are pleased to launch the Credit Inclusion Program. Lenders are invited to take part in this initiative to advance credit responsibility and community financial health. Criteria Currently lending or looking to launch soon Able to commit […]
Begini & Mifos Webinar
Webinar: Tuesday 16 April1pm UTC Credit where it’s due Credit inclusion through modern alternative data. Attend SPEAKERS Ed Cable CEO, Mifos David Higgins Director of Programs, Mifos James Hume CEO, Begini James Florence CTO, Begini Access to fair financial services means access to opportunity. However, legacy financial services are not meeting the needs of individuals, […]
Empowering Financial Inclusion in Vietnam
The role of next-gen credit models In the bustling streets of Hanoi, where vendors hawk their goods and entrepreneurs dream of scaling their businesses, lies a tale of untapped potential. Vietnam, with its vibrant economy and dynamic population, holds promise for growth and prosperity. Yet, for many, accessing financial services remains a challenge, hindered by […]
9 trends shaping credit assessment this year
1. Inclusion of Diverse Data – there’s no alternative. Spurred by a combination of factors, Lenders are actively looking to include more and different types of data in decisioning processes. In recent years the limits of legacy credit data has been exposed. While exact models vary, legacy bureau credit scores consider the last 5 […]
