Putting the S in ESG
Access to credit is access to opportunity. For too long there has been a lack of access to both for millions of people. The traditional bureau credit score is based on limited data. The system advantages certain people, in turn discriminates against many others. The credit playing field is far from level today. It entrenches […]
Global Open Finance Challenge
The future of finance is open Begini has been accepted to take part in the Global Open Finance Challenge. This initiative is being driven by four of the world’s leading banks – NAB, Banco Itaú, NatWest Group, and CIBC – and we are looking forward to engaging with their innovation teams in the coming weeks. […]
Why lenders should consider alternative data in credit scores
Lenders have traditionally relied upon a limited set of data to make lending decisions. Typically a credit file contains information relating to a person’s financial history. It gives detailed information in relation to how people have historically handled their credit responsibilities and this has been used as a way for lenders to mitigate any risk […]
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