Why credit history alone fails in informal economies Across much of Latin America, lenders face a familiar dilemma: strong demand for credit, but limited information to assess it. Millions of individuals and small businesses operate outside the formal financial system. They trade daily, generate income, and repay obligations, yet remain invisible or
Finalco adopts Begini’s behavioral insights to expand credit access across Colombia https://youtu.be/8oCoCJjyBp8?si=UNEqQHaoM-JfTfi5 AI-powered psychometric tools support Finalco’s mission to provide first and second chances, making financial inclusion a reality for everyone IN COLOMBIA. Finalco, a Colombian fintech redefining access to inclusive credit, has adopted Begini’s behavioral data technology to improve its ability to assess credit
Begini and Bank of Punjab Join Forces to Scale AI-Powered Financial Inclusion Begini Ltd., a UK-based leader in AI-powered behavioural analytics, has announced a landmark partnership with The Bank of Punjab (BOP) to deliver scalable, data-driven financial inclusion across Pakistan and beyond. The collaboration builds on earlier joint initiatives between
Beyond the Credit Score: Psychometrics, Behavior, and AI in Modern Lending. Webinar supported by finnovating Unlocking credit access with alternative data and real-time risk insights Traditional credit scoring models are leaving millions behind, especially in emerging and digital-first markets. In this webinar, we’ll explore a smarter, fairer approach to credit
Duppla Drives Financial Inclusion in Colombia with Begini’s Behavioural Data Technology One-day integration, 93% application completion, and deeper customer insights redefine underwriting for underserved markets Duppla, a leading Colombian PropTech startup on a mission to unlock homeownership for underserved families, has successfully deployed Begini’s behavioural data technology to accelerate its
Microsmart and Begini partner to boost microfinance access for Greek MSMEs London, UK | 27 May 2025 – Microsmart SA, Greece’s first decentralized microfinance institution, has partnered with alternative data fintech Begini to unlock fast, fair, and accessible financing for micro and small businesses across the country. With MSMEs making
