Credit Risk Uplift Calculator

Estimate your approval uplift — without increasing risk

Understand how behavioural and alternative data can help you approve more applicants, maintain portfolio quality, and grow lending revenue.

In under two minutes, build a data-backed estimate of how your credit portfolio could perform with enhanced risk insights.

Using the calculator

This tool helps you estimate the potential impact of integrating behavioural and alternative data into your credit decisioning.

You’ll see:

  • Increase in approval rates
  • Expected change in default rates
  • Additional lending volume
  • Estimated revenue uplift

All based on real-world performance benchmarks.

What this means for your business:

By integrating behavioural and alternative data into your decisioning, you can:

Expand your addressable market
Approve applicants who are currently excluded due to limited or no credit history

Maintain control of risk
Identify lower-risk borrowers within thin-file or underserved segments

Optimise portfolio performance
Replace rejected high-risk applicants with better-qualified borrowers

Increase revenue without increasing losses
Grow lending volume while maintaining stable default rates