Finalco and Begini expand fair credit in Colombia

Finalco adopts Begini’s behavioral insights to expand credit access across Colombia https://youtu.be/8oCoCJjyBp8?si=UNEqQHaoM-JfTfi5 AI-powered psychometric tools support Finalco’s mission to provide first and second chances, making financial inclusion a reality for everyone. Finalco, a Colombian fintech redefining access to inclusive credit, has adopted Begini’s behavioral data technology to improve its ability to assess credit applicants with limited or no credit history. […]

Begini and Bank of Punjab Join Forces to Scale AI-Powered Financial Inclusion

Begini and Bank of Punjab Join Forces to Scale AI-Powered Financial Inclusion Begini Ltd., a UK-based leader in AI-powered behavioural analytics, has announced a landmark partnership with The Bank of Punjab (BOP) to deliver scalable, data-driven financial inclusion across Pakistan and beyond.  The collaboration builds on earlier joint initiatives between Begini and BOP, marking a […]

Webinar: Beyond the Credit Score: Psychometrics, Behaviour, and AI in Modern Lending

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Beyond the Credit Score: Psychometrics, Behavior, and AI in Modern Lending. Webinar supported by finnovating Unlocking credit access with alternative data and real-time risk insights  Traditional credit scoring models are leaving millions behind, especially in emerging and digital-first markets. In this webinar, we’ll explore a smarter, fairer approach to credit assessment using alternative data, psychometrics, […]

Duppla Drives Financial Inclusion in Colombia with Begini’s Behavioural Data Technology 

Duppla Drives Financial Inclusion in Colombia with Begini’s Behavioural Data Technology One-day integration, 93% application completion, and deeper customer insights redefine underwriting for underserved markets  Duppla, a leading Colombian PropTech startup on a mission to unlock homeownership for underserved families, has successfully deployed Begini’s behavioural data technology to accelerate its inclusive rent-to-own model. By integrating […]

Microsmart and Begini partner to boost microfinance access for Greek MSMEs 

Microsmart and Begini partner to boost microfinance access for Greek MSMEs London, UK | 27 May 2025 – Microsmart SA, Greece’s first decentralized microfinance institution, has partnered with alternative data fintech Begini to unlock fast, fair, and accessible financing for micro and small businesses across the country. With MSMEs making up 99% of all Greek […]

Begini and Bank of Punjab join forces on SME credit access initiative in Pakistan

SME Lending in Pakistan

Begini and Bank of Punjab join forces on SME credit access initiative in Pakistan London, UK | 1 May 2025 – Begini, a global provider of behavioural and data analytics for financial decisioning, has launched a strategic partnership with the Bank of Punjab (BOP), one of the largest commercial banks in Pakistan, to support the […]

What is Alternative Data and how can it improve credit scoring? 

What is Alternative Data and how can it improve credit scoring? For decades, traditional credit scoring models have relied on a narrow set of financial data – primarily past loan repayments, credit card usage, and banking history. But in emerging markets, where millions lack access to formal financial services, these models leave many individuals and […]

How FinTech can help lenders reach the unbanked

How FinTech can help lenders reach the unbanked Access to fair and reliable financial services is a key driver of personal and economic growth, yet 1.4 billion adults worldwide remain excluded from the formal financial system. In emerging markets, where traditional credit models rely on historical data, millions of people face systemic barriers to obtaining […]

Financial Inclusion Week 2024

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Financial Inclusion Week 2024 The future of finance is open.  Unlocking financial inclusion through open finance technologies.  Financial Inclusion isn’t just about providing access to banking services—it’s about fair access to opportunities for individuals and communities to thrive. It’s about social equity and stable financial systems. Begini has been chosen to take part in the […]

9 trends shaping credit assessment this year

  1.    Inclusion of Diverse Data – there’s no alternative. Spurred by a combination of factors, Lenders are actively looking to include more and different types of data in decisioning processes. In recent years the limits of legacy credit data has been exposed. While exact models vary, legacy bureau credit scores consider the last 5 […]