From Data to Decisions: Alternative Data Sources supporting SME Lending

From Data to Decisions: Alternative Data Sources supporting SME Lending Small and medium enterprises (SMEs) and microbusinesses are the backbone of many emerging and developing markets, driving job creation and economic growth. Yet, access to affordable credit remains a significant challenge. Traditional credit scoring models, heavily reliant on financial history and collateral, often exclude these […]
Embedded Finance in Lending

Emerging research and data collected through psychometric assessments are pinpointing the psychological attributes that portend a promising borrower, while detailing how to tailor products and solutions according to individual psychological traits
Psychometrics: What makes a reliable borrower? Joint Research with Mondato

Emerging research and data collected through psychometric assessments are pinpointing the psychological attributes that portend a promising borrower, while detailing how to tailor products and solutions according to individual psychological traits
7 Fuentes de Datos Modernos para el Análisis del Riesgo de Crédito en Microempresas.

MSMEs face difficulties in obtaining loans from financial institutions that use a conventional approach to creditworthiness, modern data sources can help/
7 Modern Data Sources for Credit Risk Analysis in Micro Businesses

MSMEs face difficulties in obtaining loans from financial institutions that use a conventional approach to creditworthiness, modern data sources can help/
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