Why credit history alone fails in informal economies
Why credit history alone fails in informal economies Across much of Latin America, lenders face a familiar dilemma: strong demand for credit, but limited information to assess it. Millions of individuals and small businesses operate outside the formal financial system. They trade daily, generate income, and repay obligations, yet remain invisible or misrepresented in traditional credit bureaus. […]
Finalco and Begini expand fair credit in Colombia
Finalco adopts Begini’s behavioral insights to expand credit access across Colombia https://youtu.be/8oCoCJjyBp8?si=UNEqQHaoM-JfTfi5 AI-powered psychometric tools support Finalco’s mission to provide first and second chances, making financial inclusion a reality for everyone IN COLOMBIA. Finalco, a Colombian fintech redefining access to inclusive credit, has adopted Begini’s behavioral data technology to improve its ability to assess credit applicants with limited or no […]
Begini and Bank of Punjab Join Forces to Scale AI-Powered Financial Inclusion
Begini and Bank of Punjab Join Forces to Scale AI-Powered Financial Inclusion Begini Ltd., a UK-based leader in AI-powered behavioural analytics, has announced a landmark partnership with The Bank of Punjab (BOP) to deliver scalable, data-driven financial inclusion across Pakistan and beyond. The collaboration builds on earlier joint initiatives between Begini and BOP, marking a […]
Webinar: Beyond the Credit Score: Psychometrics, Behaviour, and AI in Modern Lending
Beyond the Credit Score: Psychometrics, Behavior, and AI in Modern Lending. Webinar supported by finnovating Unlocking credit access with alternative data and real-time risk insights Traditional credit scoring models are leaving millions behind, especially in emerging and digital-first markets. In this webinar, we’ll explore a smarter, fairer approach to credit assessment using alternative data, psychometrics, […]
Duppla Drives Financial Inclusion in Colombia with Begini’s Behavioural Data Technology
Duppla Drives Financial Inclusion in Colombia with Begini’s Behavioural Data Technology One-day integration, 93% application completion, and deeper customer insights redefine underwriting for underserved markets Duppla, a leading Colombian PropTech startup on a mission to unlock homeownership for underserved families, has successfully deployed Begini’s behavioural data technology to accelerate its inclusive rent-to-own model. By integrating […]
Microsmart and Begini partner to boost microfinance access for Greek MSMEs
Microsmart and Begini partner to boost microfinance access for Greek MSMEs London, UK | 27 May 2025 – Microsmart SA, Greece’s first decentralized microfinance institution, has partnered with alternative data fintech Begini to unlock fast, fair, and accessible financing for micro and small businesses across the country. With MSMEs making up 99% of all Greek […]
Begini and Bank of Punjab join forces on SME credit access initiative in Pakistan
Begini and Bank of Punjab join forces on SME credit access initiative in Pakistan London, UK | 1 May 2025 – Begini, a global provider of behavioural and data analytics for financial decisioning, has launched a strategic partnership with the Bank of Punjab (BOP), one of the largest commercial banks in Pakistan, to support the […]
Financial Inclusion Week 2024
Financial Inclusion Week 2024 The future of finance is open. Unlocking financial inclusion through open finance technologies. Financial Inclusion isn’t just about providing access to banking services—it’s about fair access to opportunities for individuals and communities to thrive. It’s about social equity and stable financial systems. Begini has been chosen to take part in the […]
Begini & Mifos Webinar
Webinar: Tuesday 16 April1pm UTC Credit where it’s due Credit inclusion through modern alternative data. Attend SPEAKERS Ed Cable CEO, Mifos David Higgins Director of Programs, Mifos James Hume CEO, Begini James Florence CTO, Begini Access to fair financial services means access to opportunity. However, legacy financial services are not meeting the needs of individuals, […]
7 takeaways on Behavioural Economics, Psychometrics and Nudging
Psychology and behavioural sciences can help us understand the role our character and personality play in our decision-making processes, especially the choices that impact our financial lives. Understanding the importance of character has been shown to lead to better outcomes in the field of credit and collection for both consumers and financial services providers.
You must be logged in to post a comment.