What is Alternative Data and how can it improve credit scoring?
What is Alternative Data and how can it improve credit scoring? For decades, traditional credit scoring models have relied on a narrow set of financial data – primarily past loan repayments, credit card usage, and banking history. But in emerging markets, where millions lack access to formal financial services, these models leave many individuals and […]
How FinTech can help lenders reach the unbanked
How FinTech can help lenders reach the unbanked Access to fair and reliable financial services is a key driver of personal and economic growth, yet 1.4 billion adults worldwide remain excluded from the formal financial system. In emerging markets, where traditional credit models rely on historical data, millions of people face systemic barriers to obtaining […]
Financial Inclusion Week 2024
Financial Inclusion Week 2024 The future of finance is open. Unlocking financial inclusion through open finance technologies. Financial Inclusion isn’t just about providing access to banking services—it’s about fair access to opportunities for individuals and communities to thrive. It’s about social equity and stable financial systems. Begini has been chosen to take part in the […]
Begini & Mifos Program
Credit Inclusion program Giving credit where it’s due through modern alternative data and behavioural analytics Mifos and Begini are pleased to launch the Credit Inclusion Program. Lenders are invited to take part in this initiative to advance credit responsibility and community financial health. Criteria Currently lending or looking to launch soon Able to commit […]
Begini & Mifos Webinar
Webinar: Tuesday 16 April1pm UTC Credit where it’s due Credit inclusion through modern alternative data. Attend SPEAKERS Ed Cable CEO, Mifos David Higgins Director of Programs, Mifos James Hume CEO, Begini James Florence CTO, Begini Access to fair financial services means access to opportunity. However, legacy financial services are not meeting the needs of individuals, […]
Empowering Financial Inclusion in Vietnam
The role of next-gen credit models In the bustling streets of Hanoi, where vendors hawk their goods and entrepreneurs dream of scaling their businesses, lies a tale of untapped potential. Vietnam, with its vibrant economy and dynamic population, holds promise for growth and prosperity. Yet, for many, accessing financial services remains a challenge, hindered by […]
A history of credit scores
The ways of working out who to trust in the world of credit have changed with over the years. Let’s look at the history of credit scores.
Findex Findings: Inclusion increases but the credit gap persists
The Global Findex report from the World Bank shows account ownership is increasing but credit inclusion remains a challenge.
Regional Focus: Credit inclusion in Africa
Africa is one of the most diverse continents in the world. Home to more than a billion people and making up the largest free trade area on the planet. The continent is rich in natural and human resources and has the potential to build on these to drive inclusive growth. The diversity of the continent […]
Finalist – Most Sustainable Start up
We’re pleased to be recognised as a finalist in Finnovating’s Most Sustainable Startup Awards. Sustainability is central to our mission at Begini. We believe in giving credit where it’s due. Access to credit is access to opportunity. Finnovating is a global platform of over 70,000 FinTech startups, corporations & investors to collaborate, invest and scale globally. […]
